Business Auto Insurance
Drive Your Business
Comprehensive auto coverage for your business vehicles.
Your vehicles keep your business moving. Stratford Insurance provides tailored business auto insurance to protect your fleet, drivers, and operations from unexpected accidents or damages.
Liability Coverage
Liability coverage protects your business if one of your vehicles causes damage or injuries to others. It covers medical expenses, property damage, and legal fees that arise from an accident. Stratford Insurance ensures your business stays financially secure, offering customized liability protection designed for your fleet’s unique risks and operational needs.
Collision Coverage
When accidents happen, collision coverage helps repair or replace your business vehicles. Whether it’s a delivery truck or company car, Stratford Insurance provides financial support for damages caused by collisions, regardless of fault. This coverage ensures your operations can continue running smoothly without costly interruptions caused by vehicle downtime.
Comprehensive Coverage
Comprehensive coverage protects your vehicles from risks like theft, vandalism, and natural disasters. From a stolen truck to storm damage, this coverage ensures your assets are safeguarded. Stratford Insurance offers tailored comprehensive policies, so you can focus on your business while we handle the unexpected.
Liability Coverage
Liability coverage protects your business if one of your vehicles causes damage or injuries to others. It covers medical expenses, property damage, and legal fees that arise from an accident. Stratford Insurance ensures your business stays financially secure, offering customized liability protection designed for your fleet’s unique risks and operational needs.
Collision Coverage
When accidents happen, collision coverage helps repair or replace your business vehicles. Whether it’s a delivery truck or company car, Stratford Insurance provides financial support for damages caused by collisions, regardless of fault. This coverage ensures your operations can continue running smoothly without costly interruptions caused by vehicle downtime.
Comprehensive Coverage
Comprehensive coverage protects your vehicles from risks like theft, vandalism, and natural disasters. From a stolen truck to storm damage, this coverage ensures your assets are safeguarded. Stratford Insurance offers tailored comprehensive policies, so you can focus on your business while we handle the unexpected.
Some basic information that can help you better plan ahead.
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What does business auto insurance cover?
Business auto insurance includes liability, collision, and comprehensive coverage. Liability covers damages or injuries caused to others. Collision helps repair your vehicles after an accident, and comprehensive protects against non-collision risks like theft or weather damage. Stratford Insurance customizes policies to meet your fleet’s needs.
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Is business auto insurance required?
Yes, businesses with vehicles used for commercial purposes are required to have business auto insurance. This ensures compliance with state laws and protects your operations. Stratford Insurance helps you meet legal requirements while securing tailored coverage for your vehicles.
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How is business auto insurance different from personal auto insurance?
Business auto insurance covers vehicles used for work purposes, offering higher liability limits and specialized protections. Personal policies often exclude commercial use. Stratford Insurance ensures your business assets are properly protected with policies designed for commercial risks.
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Can I insure my employees’ vehicles under business auto insurance?
Yes, hired and non-owned auto insurance can cover vehicles employees use for work purposes but don’t own. Stratford Insurance offers add-ons to ensure your business is protected, even when employees use their personal vehicles for work-related tasks.
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Does business auto insurance cover vehicles outside the state?
Yes, most business auto policies extend coverage across state lines. Stratford Insurance ensures your fleet remains protected wherever your operations take you, including interstate travel.
Protect your business on the road.
Stratford Insurance provides customized auto coverage to keep your business moving forward. Contact us today to get a personalized quote and secure your fleet.