Do I need renter’s insurance if my landlord has insurance?

Your landlord’s insurance covers the building, not your belongings. Renter’s insurance protects your personal property, liability, and additional living expenses, ensuring full protection.

What does renter’s insurance cover?

Renter’s insurance typically covers personal property, liability, and additional living expenses. Stratford Insurance customizes policies to include what matters most to you.

How much does renter’s insurance cost?

Renter’s insurance is often affordable, with premiums averaging $15–$30 per month. Stratford Insurance works to find policies that fit your budget and coverage needs.

Is renter’s insurance required by law?

Renter’s insurance isn’t legally required, but landlords may request it. Stratford Insurance ensures compliance while protecting your valuables and financial well-being.

Can I add roommates to my renter’s insurance policy?

Some policies allow roommate coverage, but they may need separate policies. Stratford Insurance will help you find the right solution for your living situation.

Renters Insurance

Protect Your Space

Renter’s insurance for your peace of mind.

Even if you don’t own your home, your belongings deserve protection. Stratford Insurance provides personalized renter’s insurance policies to cover your valuables and give you confidence.

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Personal Property Protection

From furniture to electronics, personal property protection ensures your belongings are covered against risks like theft, fire, or vandalism. Whether it’s a stolen laptop or damaged furniture, Stratford Insurance’s renter’s policies provide financial support to repair or replace your valuables, ensuring you can focus on enjoying your rental home worry-free.

Liability Coverage

Accidents happen. Liability coverage helps cover medical or legal costs if someone is injured in your rental unit or if you accidentally cause property damage. Stratford Insurance offers renter’s liability coverage tailored to your needs, giving you financial security and peace of mind when the unexpected occurs.

Additional Living Expenses

If your rental unit becomes uninhabitable due to a covered event, additional living expenses coverage helps pay for temporary accommodations. From hotel stays to meals, Stratford Insurance ensures you can maintain your standard of living while repairs are made, removing financial stress during a challenging time.

Some basic information that can help you better plan ahead.

Do I need renter’s insurance if my landlord has insurance?

Your landlord’s insurance covers the building, not your belongings. Renter’s insurance protects your personal property, liability, and additional living expenses, ensuring full protection.
What does renter’s insurance cover?

Renter’s insurance typically covers personal property, liability, and additional living expenses. Stratford Insurance customizes policies to include what matters most to you.
How much does renter’s insurance cost?

Renter’s insurance is often affordable, with premiums averaging $15–$30 per month. Stratford Insurance works to find policies that fit your budget and coverage needs.
Is renter’s insurance required by law?

Renter’s insurance isn’t legally required, but landlords may request it. Stratford Insurance ensures compliance while protecting your valuables and financial well-being.
Can I add roommates to my renter’s insurance policy?

Some policies allow roommate coverage, but they may need separate policies. Stratford Insurance will help you find the right solution for your living situation.

Protect what’s yours today.

With renter’s insurance from Stratford Insurance, you can rest easy knowing your belongings are safe. Contact us now for a personalized quote.