How is condo insurance different from homeowners insurance?

Condo insurance covers the interior of your unit and personal belongings, while homeowners insurance covers the entire property. Stratford Insurance helps tailor policies for condo owners.

Does condo insurance cover water damage?

Most policies cover sudden and accidental water damage, like a burst pipe. Flooding may require separate coverage, which Stratford Insurance can provide.

Do I need condo insurance if my association has a master policy?

Yes. Master policies only cover common areas and exterior structures. Condo insurance protects your unit’s interior and personal property.

What is loss assessment coverage?

Loss assessment coverage helps pay your share of expenses for damage to shared spaces or liability claims. It’s a valuable addition for condo owners.

Can I customize my condo insurance policy?

Absolutely! Stratford Insurance tailors policies to include additional protections like higher liability limits or coverage for valuables.

Condo Insurance

Protect Your Condo

Comprehensive condo coverage for your peace of mind.

Your condo is more than just a home—it’s an investment. Stratford Insurance offers customized condo insurance policies to protect your property and what matters most.

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Building Property Protection

Building property protection covers the interior of your condo, including walls, flooring, and fixtures. While your condo association’s policy may cover common areas, this coverage ensures your personal space is protected from risks like fire, water damage, or vandalism. Stratford Insurance offers tailored policies to keep your condo safe and secure.

Personal Property Coverage

Your condo is filled with items that make it feel like home. Personal property coverage helps replace or repair belongings damaged by theft, fire, or other covered events. Whether it’s furniture, electronics, or clothing, Stratford Insurance provides comprehensive coverage to protect the things you value most.

Loss Assessment Coverage

If your condo association levies a special assessment to cover shared damage, loss assessment coverage helps with your portion of the costs. Whether it’s repairing a roof or fixing a common area after a storm, Stratford Insurance ensures you’re not caught off guard by unexpected financial burdens.

Some basic information that can help you better plan ahead.

How is condo insurance different from homeowners insurance?

Condo insurance covers the interior of your unit and personal belongings, while homeowners insurance covers the entire property. Stratford Insurance helps tailor policies for condo owners.
Does condo insurance cover water damage?

Most policies cover sudden and accidental water damage, like a burst pipe. Flooding may require separate coverage, which Stratford Insurance can provide.
Do I need condo insurance if my association has a master policy?

Yes. Master policies only cover common areas and exterior structures. Condo insurance protects your unit’s interior and personal property.
What is loss assessment coverage?

Loss assessment coverage helps pay your share of expenses for damage to shared spaces or liability claims. It’s a valuable addition for condo owners.
Can I customize my condo insurance policy?

Absolutely! Stratford Insurance tailors policies to include additional protections like higher liability limits or coverage for valuables.

Protect your condo with confidence.

Stratford Insurance provides personalized condo coverage for every stage of life. Contact us today for a tailored policy that fits your needs.