Flood Insurance

Stay Prepared

Flood insurance to protect your home and belongings.

Floods can cause unexpected devastation, but you don’t have to face the aftermath alone. Stratford Insurance offers customized flood insurance policies to safeguard your property from water damage.

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Property Damage Coverage

Floodwater can wreak havoc on your home’s structure, causing significant damage to walls, flooring, and foundations. Property damage coverage helps repair or rebuild your home after a covered flood event. Stratford Insurance offers tailored protection to help you recover quickly and avoid the financial burden of water damage repairs.

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Contents Coverage

Floods don’t just damage homes—they can ruin your personal belongings too. Contents coverage helps replace furniture, electronics, clothing, and other valuables lost to flooding. Stratford Insurance ensures your possessions are covered, providing the financial support you need to get back on your feet after a disaster.

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Temporary Living Expenses

If flooding forces you to leave your home temporarily, temporary living expenses coverage helps cover hotel stays, meals, and other costs. Stratford Insurance provides comprehensive flood policies so you and your family can maintain comfort and stability while your home is being repaired.

Some basic information that can help you better plan ahead.

  • Is flood insurance included in homeowners insurance?

    Flood insurance is typically not included in standard homeowners insurance. Stratford Insurance offers standalone flood policies to protect your home and belongings from water damage.

  • What does flood insurance cover?

    Flood insurance covers property damage, personal belongings, and temporary living expenses caused by flooding. Stratford Insurance ensures your policy fits your specific needs.

  • Who needs flood insurance?

    Homeowners, renters, and landlords in flood-prone areas benefit most from flood insurance. Stratford Insurance helps assess your property’s risk to determine the best coverage.

  • How are flood insurance rates determined?

    Rates depend on factors like your property’s location, flood zone, and structure type. Stratford Insurance ensures you receive competitive pricing for comprehensive coverage.

  • Can I get flood insurance if I’m not in a flood zone?

    Yes, anyone can purchase flood insurance. Properties outside high-risk zones often qualify for lower premiums. Stratford Insurance provides options for any location.

Be ready for the unexpected.

Stratford Insurance offers flood insurance policies to protect your home, belongings, and family. Contact us today for a tailored policy and peace of mind.