Employment Practices Liability Insurance (EPLI)

Workplace Protection

Shield your business from employee-related claims.

Workplace claims can be costly and disruptive. Stratford Insurance provides Employment Practices Liability Insurance (EPLI) to protect your business from lawsuits related to discrimination, harassment, wrongful termination, and other employment issues.

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Discrimination Claims Coverage

Discrimination claims can arise from perceived bias based on age, gender, race, or other factors. EPLI provides financial protection against lawsuits, covering legal fees, settlements, and court costs. Stratford Insurance ensures your policy addresses these risks, allowing you to focus on fostering a fair and inclusive workplace.

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Harassment Claims Protection

Allegations of workplace harassment can severely impact your business’s reputation and finances. EPLI covers claims related to sexual harassment, bullying, and other inappropriate behavior. Stratford Insurance helps safeguard your business by providing comprehensive coverage and support to address these sensitive situations effectively.

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Wrongful Termination Defense

Claims of wrongful termination are among the most common workplace lawsuits. EPLI offers financial protection if a former employee sues, alleging unfair dismissal. Stratford Insurance tailors policies to include this essential coverage, ensuring your business is prepared to handle these claims with confidence and financial stability.

A black and white icon of a shield with a bag of money and a check mark.

Discrimination Claims Coverage

Discrimination claims can arise from perceived bias based on age, gender, race, or other factors. EPLI provides financial protection against lawsuits, covering legal fees, settlements, and court costs. Stratford Insurance ensures your policy addresses these risks, allowing you to focus on fostering a fair and inclusive workplace.

A gear with a shield and a check mark on it.

Harassment Claims Protection

Allegations of workplace harassment can severely impact your business’s reputation and finances. EPLI covers claims related to sexual harassment, bullying, and other inappropriate behavior. Stratford Insurance helps safeguard your business by providing comprehensive coverage and support to address these sensitive situations effectively.

A black and white icon of a person under an umbrella and a shield with a check mark.

Wrongful Termination Defense

Claims of wrongful termination are among the most common workplace lawsuits. EPLI offers financial protection if a former employee sues, alleging unfair dismissal. Stratford Insurance tailors policies to include this essential coverage, ensuring your business is prepared to handle these claims with confidence and financial stability.

Some basic information that can help you better plan ahead.

  • What does EPLI cover?

    EPLI covers legal fees, settlements, and judgments related to employment claims such as discrimination, harassment, and wrongful termination. It also addresses issues like wage disputes or breach of employment contracts. Stratford Insurance provides customized EPLI policies to protect your business from financial losses tied to employee-related lawsuits.

  • Which businesses need EPLI?

    Businesses of all sizes can benefit from EPLI. Those with employees, contractors, or clients who interact regularly are particularly at risk. Small businesses may be especially vulnerable to employment claims due to limited legal resources. Stratford Insurance helps assess your business’s needs and provides tailored EPLI coverage for your operations.

  • Does EPLI cover retaliation claims?

    Yes, most EPLI policies include coverage for retaliation claims, such as those arising after an employee files a complaint or whistleblows. Stratford Insurance ensures your policy includes protection against these common and potentially costly lawsuits.

  • Is EPLI required by law?

    EPLI is not legally required, but it is a best practice for businesses to protect themselves from employment-related risks. With lawsuits and claims on the rise, Stratford Insurance provides EPLI policies to shield your business from financial and reputational harm.

  • Can I customize my EPLI policy?

    Absolutely! EPLI policies can be tailored to include specific risks, like wage and hour claims or coverage for independent contractors. Stratford Insurance helps build a policy that fits your business’s unique challenges and ensures comprehensive protection against employment risks.

Protect your workplace and reputation.

Stratford Insurance provides EPLI policies to shield your business from employee-related claims. Contact us today for a personalized policy that fits your needs.